35+ Years of Experience. One Trusted Perspective.
Bharish Advisory is founded by Sivakumar Varadarajan, a seasoned banking and business leader with over 35 years of experience across banking, finance, governance and entrepreneurship.
Having held senior leadership roles at HDFC Bank and Royal Bank of Scotland, and later building and scaling a consumer business as Co-Founder & Director of Earth Rhythm, Sivakumar brings a rare combination of institutional financial expertise and hands-on entrepreneurial experience.
Today, he brings that experience to individuals, entrepreneurs, families and businesses looking for clear, practical and considered guidance on their financial and business decisions.
35+ Years Banking & Financial Experience
Decades of experience across banking, credit, finance and business leadership.
₹3,500+ CRORE Portfolio Leadership
Experience managing large financial portfolios and complex business relationships across markets.
1,500+ PEOPLE Leadership at Scale
Led large teams and businesses across regions, combining strategic oversight with execution on the ground.